Linear Income and Residual Income

Ano nga ba ang pagkakaiba ng Linear Income sa Residual Income or yung tinatawag nilang Passive Income.

Sa aking pagbabasa at sa mga example na nakuha ko sa ibat-ibang opinyon ng tao at ng mga beteranong negosyante, entrepreneurs, network marketers, ito ang ilan sa mga nakalap ko na impormasyon:


Linear Income:
- fixed o buwanang sahod na pinirmahan mong kontrata sa isang kompanya. Kung 2 years ka naka-kontrata sa kompanya, yun lang ang sasahurin mo kada buwan ayon sa inyong napagusapan. Maaring madagdagan ang sahod mo kung doble effort ka para ikaw ay mapromote or doble/dagdag oras ka sa trabaho para mabayaran effort mo as overtime pay. Meron din kompanya na kapag hindi ka pumasok wala ka din bayad (no work/no pay). Ito ang tinatawag na “Rat Race”.


At isa pang halimbawa ng "Linear Income" ay:

Self-Employed tulad ng Doktor o Abogado, Teacher and other Professionals.
- kapag wala pasyente o kliyente wala din kita, kapag nagkasakit hindi din makakapag-trabaho so paano ka kikita.

Residual Income:
- Ito yung kinikita mo mula sa mga investment mo na hindi na ikaw mismo ang ngtratrabaho para sa pera mo, kundi yung perang invest mo ang nagtratrabaho para sayo.


Isang halimbawa nito ay tulad ang mga kilalang mayayaman at malalaking negosyante sa Pilipinas , mga Stock Holder or Shareholder na individuals, mga may-ari ng Real Estate, Telecommunication Company... etc...

Naginvest sila ng mga establishments, naghire ng mga tao para magtrabaho sa kanila, so kahit hindi sila nagtratrabaho, tuloy tuloy pa din ang pasok ng pera sa kanila kahit sila ay natutulog o nagbabaksyon kasama ng pamilya nila.

Isa pang halimbawa nito ay ang Network Marketing or Online Business. Mga Networking Investors na nagpro-promote ng services and products online na gumagamit ng internet to sell their products. Sila yung mga Online Auction and Online Shopping website Tulad ng kilalang Amazon, E-bay, Sulit/OLX at Ayosdito (Buy & Sell websites). 


More than 90% of people around the world are familiarized to the source of income known as Linear Income: exchanging time for money. For that reason most people are not financially independent. Linear Income, also known as work income, means you receive a paycheck based on how much work you do. You need to put in certain number of hours every week. When you stop working, your income ends. Linear Income involves constant work.


Residual Income is different. 

It is the most powerful and lucrative source of income. Residual Income is the

income of the rich. It is a source of income that keeps coming in on a regular basis, from work you do once – meaning even when you are not working. Residual Income is not about “get rich quick” – the principal very much misunderstood by many people. It requires effort, willpower, especially in the beginning.

There is nothing wrong with having a Linear Income. It is considered to be an honorable form of earning a living. Some people can earn good money. Hourly wages can run from a few dollars to hundreds of dollars an hour. However, Linear Income is restricted to the number of hours worked and only provides you with an income when you work. In other words, when you stop working, you no longer have an income.

Linear Income salaries for most people in the West are being driven down as companies in Europe and North America keep wages low to compete with countries like China and India. While Linear Income may be the way most people earn their pay checks, it is also the main reason so many of us will not be able to afford to retire until we are at least seventy.

More and more people are turning to something called time leveraging to

create long term Residual Income. With time leveraging, there is no hourly limit placed on your worth and money continues to come to you whether you work or not. The difference between Linear Income and Residual Income is that with Residual Income, your productive time is leveraged. That is, your time spent at work becomes progressively worth more and more. Unlike fixed-salary work, leveraged income has ceiling on how much one can earn.
Referral, or network, marketing is not a business but a way of doing business. Instead of paying astronomical sums to advertising agencies to market a product or service, an ever-increasing number of companies prefer to pay consumers to spread the word. Law of leverage means duplicating your time, effort and yourself through others.

Referring is nothing more than doing what already comes naturally as people

share with other people. When you tell a mate about a great movie you have watched you are engaging in a form of referral marketing, even though you didn’t know about it and didn’t get paid for it. Referral marketing is about sharing information and making each other’s lives better.
Success does not depend on personally referring large numbers of people, but rather in referring and teaching referral marketing principles to only a small number of people who then go on to do the work for you.

This is why referral marketing, when coupled with a dynamic company, is

rapidly becoming the business of choice for so many people around the world.
Why not choose a Residual Income business opportunity? Your earning ability would be unlimited, it is the best retirement assurance, and the only approach for most people.

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