Do You Believe On This Saying?

Do you believe in saying "If you born poor its not your mistake, but if you die poor its your mistake" ?

IMHO:
i do believe that yes we are responsible for our own life.
Rather than blaming someone else, it' s our self who has to make a right choice and a right path.

If you choose to be rich, its your choice.
If you choose the middle class. it's your choice.
If you choose to be poor. I don't think it's the right choice.

We are born to have life, to have freedom. Your decision will be yours now.

Ikaw? ano masasabi mo? Pwede kayo mag post ng "comment" sa ibaba nito or pwede din nyo i-share sa facebook.

Maraming salamat sa pagbisita.

regards,

The Secret to Riches

Abundance in all areas including health, happiness, and wealth, is your rightful heritage. Bring yourself into harmony with abundance with this powerful visualization tool, The Secret to Riches.

Every time you watch The Secret to Riches, read every word and focus your energy and feelings to magnetize abundance into your life. The more you can feel, the more power you will add to bring abundance to you.

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Secrets of Keeping Your Team Motivated

The average of network marketer today wants to keep their team motivated and FIRED UP! That is normal, as you always want them to be mentally and psychologically elevated for Success in Network Marketing.

But here is the challenge:

INFERNO Secret

You CANNOT motivate anyone to Success. They must motivate themselves. We waste so much time, even a lot of trainers that teach motivation, trying to get the team and people pumped, juiced, jammed, onFire and motivated.

It simply is not going to happen unless you follow the Rules of Reality in MLM Motivation. These rules are based in reality, not hype, and honesty, not empty enthusiasm.

Ok…what are the 5 Rules of Reality in Network Marketing Motivation?

1) You MUST INSPIRE, not just Motivate.


The greek definition for INSPIRE is “breath within." This means that you must create within the person the “breath" of confidence and energy that they can connect to and embrace.

Modeling.

You must be the role model and guide to show your mlm folks that you are worthy of following, and are a leader. Do what you ask them to do, and do it BIG. Show them that you believe in what you are saying, and you do it daily. And through your actions and words, let them “breathe" into their hearts, and keep them inspired and wanting to follow you into a greater life of Success in MLM.


2) You MUST Praise, not just Promote.


Praise is the secret weapon to motivating people. Many times, we will promote the new folks who went up a pin level, and that is important. But praising someone for a valiant effort will motivate 10 times more.

People will always appreciate being appreciated for the effort, not just the result. Motivation must have a foundation of praise and recognition. If you have that foundation and praise and recognize your people for their efforts, you will find that there will be more pin levels to celebrate.

25 Tips To Network Marketing Business Success

Here are 25 tips to success for anyone who is starting their own MLM/Networking Marketing home business. These simple, easy-to-use tips will help you get your business off to a fast start, and put more money in your pocket.

1. When you first get into your network marketing home based business, write out your plans and goals! I'm sure you've heard it said many times before..."Most people never plan to fail, they simply fail to plan". Take the time to write out your plans and goals. Be realistic, but be tough on yourself. Push yourself. One of my favorite quotes is "What your mind can conceive, it can achieve".

2. Get started immediately. Don't wait for everything to be perfect before you start. That will never happen. Jump in and get started.

3. Treat your MLM or Network Marketing Business as a serious, full-time business, and it will quickly become one.

4. Don't focus your attention on trying to sponsor the "big hitter" who tells you that they are going to bring in 120 people. Sure, it would be nice, but don't get caught up in the hype and emotion. It takes a team effort.

5. Know that rejection will happen. Not everyone is going to want what you have. There are some people that you could put a huge pile of Gold in their front yard, and they would still walk right on by it. Or, they simply will not believe it's Gold. Don't get discouraged. There are literally MILLIONS of people wanting what you have.

Why Network Marketing

What Is Network Marketing?

The simplest explanation of network marketing is that it is a method of marketing that utilizes independent representatives to reach potential customers that a company otherwise would not reach with traditional online or offline marketing methods.

In order to accomplish this, network marketing companies and their associates recruit individuals I.E. “their sales force,” just like other companies and franchises, have done for years, take for example the insurance industry.

How often have you seen ads on television that use the term, “Independent Insurance Agent or Associate?”

Yet, as we watch these advertisements we naturally assume they are employees of the company, when in reality they are independent business owners!

No doubt you have noticed as you have driven through your neighborhood many of these small businesses, they have signs and other advertisements designed to draw your attention to them.

Yet, you will rarely see advertising from the approximately 13 million people who are either involved with direct selling, or in the network marketing industry according to figures by the Direct Selling Association (DSA).

There is distinct difference between us and them, in most cases they are assigned an exclusive territory and therefore cannot market outside of their assigned territory. Where as in network marketing in most cases, you can market just about anywhere your company is established!

Why are companies willing to pay you to market for them…

…Why don’t they just utilize the internet or other traditional marketing methods?

It’s quite simple, they want access to your network, that is your network of friends and family members! Today there are hundreds of companies offering products and services. Many of these products and services you recognize by their brand name!

UNCOVER THE SECRETS BEHIND PINOY MLM NETWORKING BUSINESS

If you are searching for the multi-level marketing secrets that can take you to the very top, you have arrived at the correct place. It will not be an easy road to success in this business but there are many insider tips that can get you on the right course.

Inside this book you will discover the real stories behind the Multi-Level Network Marketing. The Secrets and Strategies that most Pinoy Networkers don’t realize it.  Take a deep breath and seat for awhile to reveal the untold story of all time…

Click The Image Below To UNLOCK!

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How Mountain Climbing Relates in Business

Many years ago, I climbed the mountains, even thought it is risky. My determination and vision is already up in there, and I have touched the sky.

Summiting a mountain is the culmination of hours of hard work. It feels awesome! When your business experience is a success, you’ll experience a similarly awesome feelings...

How to Distinguish Between a Pyramid Scheme and Multi Level Marketing

Many people automatically associate a negative connotation with buzz words like “multi-level marketing” and “downline.” These people assume that those words denote a “pyramid scheme” and that the opportunity attached to those words is a scam. However, this is simply not true. If you know what to look for and what to avoid, you will be able to detect a true “pyramid scheme” from a potential money making opportunity. In a nutshell, in a Pyramid Scheme, they will ask you to pay a fee to "start earning", while in (good) Multi Level Marketing they will offer you what you earn when you sell.

Definition of MLM and Pyramid schemes

Multi-level Marketing (MLM) is a marketing strategy designed to promote their product by through distributors, offering multiple levels of compensation.

Pyramid schemes are, however, fraudulent schemes, disguising as an MLM strategy. The difference between a pyramid scheme and a lawful MLM program is that there is no real product that is sold in a pyramid scheme, and commissions are based only on the number of new individuals one introduces into the scheme.

Setup
The main idea behind the MLM strategy is to promote maximum number of distributors for the product and exponentially increase the sales force. The promoters get commission on the sale of the product as well as compensation for sales their recruits make Thus, the compensation plan in multi-level marketing is structured such that commission is paid to individuals at multiple levels when a single sale is made and commission depends on the total volume of sales generated.

In the case of pyramid schemes, money is charged simply for enrolling other people into the scheme and no real product is actually sold. Only a few people (those who are involved in starting the scheme) make money, and when no new individuals can be recruited, the scheme fails and most of the promoters, except the top ones lose their money.

Legitimacy
The Federal trade Commission (FTC) has set guidelines that help consumers discern legitimate plans from illegal ones. The difference between MLM and pyramid schemes under these guidelines are as follows:
Sales of actual product or services to consumers, MLM offers products whereas Pyramid schemes do not.

Commissions are paid on sale of products and not on enrolments; MLM has a hierarchical commission set up on the sales of products, whereas pyramid schemes are based solely on new enrolments.

Company buys back inventory from participants at the time of termination, pyramid schemes do not have any inventory.

Compensation Plans and Models
MLM Compensation Plans
MLM strategy has different compensation plans which differ slightly based on how the commission is distributed among promoters. The plans include Unilevel, Stairstep Breakaway, Matrix, Binary and Hybrid plans.

The Unilevel model is the simplest one. The design is such that a person can recruit unlimited “frontline” distributors for the product. The frontline distributors are encouraged to recruit more distributors, and thus the cycle continues. Commissions are paid up to seven levels deep.

The Stairstep Breakaway model is designed to encourage individuals as well as group sales. In this model, a group leader is assigned with multiple recruits under them. The goal is to achieve as set of volume of sales in a set time. Once that it achieved, the distributors move to a higher commission level. This pattern continues up to a certain limit, after which the distributor breaks away and this pattern of commission ceases. From this point onwards, other commissions and incentives are provided to the representative.

Matrix models are similar to the first type, except that a limited number of distributors can be sponsored at any level, and once that preset number is reached, another matrix can be started.

Binary models allow only two distributors to be sponsor in the frontline, and if there are more sponsors, they spill over to the next level. So at any level, only two distributors are required to complete the compensation plan. Also, the compensation has to be balanced between the two distributors at any level, such that the volume of sales does not exceed a certain percentage of the distributor’s total sales.

Hybrid models, as the name suggests, combine any of the above mentioned compensation plans.

Pyramid scheme compensation models
The models include in the Pyramid Scheme include 8-ball model and Matrix scheme. In The 8-ball model each person has to recruit two people into the scheme. These people have to pay a sum to enter the scheme called a “gift sum”. The captain or the person at the top receives the gift money from 8 people before exiting the scheme. The remaining people move up the scheme, and this pattern continues as more people are recruited into the scheme.

Matrix scheme is also a pyramid scheme except that people are required to pay for a product in advance and wait in a queue in order to enter the scheme. When the recruited person further recruits a certain number of people, he or she receives a product like a camcorder or television that is worth much less than the money paid, and exits the scheme. This scheme collapses when no more people are willing to pay and join.

List of Ponzi/Pyramiding Scams in the Philippines: Study them for the safety of your money

Read more: http://www.topbusinessfinance.com/load/investing/list_of_ponzi_pyramiding_scams_in_the_philippines_study_them_for_the_safety_of_your_money/4-1-0-68

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Paano Nga Ba Sila Yumayaman?

Rich Dad’s 60 Minutes to Getting Rich!

is an hour long and it’s broken into 6 brief segments that I will outline in the review below. The setting of the “personal seminar” DVD is in a rather small indoor room, with an audience of maybe 50 to 100 people. Robert Kiyosaki starts the program by giving a brief overview of Rich Dad Poor Dad, and what both his dads taught him, as well as their philosophies on money. Here are some of Robert Kiyosaki’s key points taken from Rich Dad’s 60 Minutes to Getting Rich!

Part One: Money Is an Idea

Of course, if you know Robert Kiyosaki he usually talks about his poor dad’s idea that his house is an asset, and that his rich dad contests that that is one reason he is poor.
One of the interesting things he says is that his rich dad told him to never say quote, “I can’t afford that.” Instead ask yourself, “How can I afford that?”

Kiyosaki says there are three main points that he feels made a real big difference in his life. They were:
1. Money is an idea. The first way to get more money to change what you think.
2. Money Does not make you rich. Case in point, Robert’s poor dad made more money than his rich dad.
3. There are two kinds of money problems – not enough and too much money. And every person, company, and government has money problems. You need to ask yourself which of these two problems do you want?

Money comes down to a choice:
Every day he has to make a choice: Do I want to be rich or do I want to be poor?

Part Two: Your House Is Not an Asset

He covers the cash flow quadrant (E, S, B, and I) — Employee, Self-employed or Specialist, Big business person and Investor.
Employees want security and are mostly controlled by fear. Specialists don’t trust others, and their income is generally maxed out around $500,000 per year, because “time is money.” Big business and investors have essentially unlimited income potential.
The way to get rich is via the B (big business) and I (investor) means.

Part 3: Earn More… Work Less

Kiyosaki talks about the importance of being able to read a financial statement, and the fact that tax laws are written for the rich, by the rich.
Don’t work for money. Work for acquiring assets.

Part Four: Mind Your Own Business

His Rich Dad told him that when he is an employee he’s minding somebody else’s business, but you want to be a business owner and “mind your own business.”

Part Five: Retire Early and Rich

Most people try to retire on equity, but Robert Kiyosaki advises that you retire on debt as he did.

He shares a story when his Rich dad told him to put his money into a piggy bank to learn finance. He has three piggy banks: one for savings, investing, and charity. Using these piggy banks every day trains your mind to think like a rich person. (Sounds a lot like the Richest Man in Babylon!)

Part Six: So What’s Stopping You?

Interact, don’t react. With some people, even if they find a deal they talk themselves out of it. His Rich dad also said, people who avoid failure also avoid success. Fail early and fail responsibly.

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Noong Bata Pa Ako...

English Version

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Assets vs Liabilities

An "Assets" is something that puts money in my pocket. A "Liabilities" is something that takes money out of my pocket. That’s really all you need to know. If you want to be rich or get out of the rat race, simply spend your life buying assets. If you want to be poor or middle class, spend your life buying liabilities...."

Isang simpleng halimbawa ng "Liabilities" ay yung tipong bumili ka ng something like laptops, cellphones, camera, TV, car, etc...

Ang lahat ng bagay na yan ay puro expenses at uubusin ang iyong perang naipon at pinagpaguran mo sa pag-trabaho. Walang generating income sa mga bagay ng ginastusan mo ng pera. Hindi ka makakaipon dahil ang lahat ng yan ay ginagastusan.

Ang "Assets" ay isang bagay na magbibigay sa'yo ng malaking pakinabang sa'yo in future at maaaring mabili mo lahat ng gusto mo. Mga halimbawa nito ay:
1. Bahay - once na pinaupahan mo ito, mag-ge-generate ito ng pera para magkaroon ka ng income.

2. Investments - mamumuhunan ka sa umpisa para pagdating ng araw after mo ma-build yung mga concepts ng investments mo, may mag-ge-generate sa iyo ng pera in future. Isang halimbawa nito ay, Network Marketing or MLM Business, Real Estate, Stock Market, Money Lending.

3. Negosyo - maglalabas ka din ng puhunan at magmamarket ng iyong produkto, once na tinangkilik ang iyong produkto at madame ng bumibili sa'yo, do'n na magsisimula mag-generate ng pera ang iyong negosyo.

Isang halibawa nito ay magtayo ka ng Restaurants, Water Refilling Stations, Grocery Stores, Buys&Sell, etc...

Ang Investments at Business ay parehong maglalabas ng pera, Ano naman pagkakaiba nito?

Ang Business ay ikaw mismo ang gumagawa ng systema mo at ang mga tao na binabayaran mo ang magtra-trabaho para sa'yo.

Ang Investment naman ay ang pera na pinang-puhunan mo ang magtra-trabaho para sa'yo. Hindi ikaw ang humahawak ng systema. Ready made business na ang system nito. Kapag na-aral mo na kung ano ang tamang systema kung pano-mag-generate ng income, dito na mag-uumpisang mag-trabaho ang pera para sa'yo o ang tinatawag na residual income.

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7 Steps on How to Apply Cashflow Quadrant

All of us in one way or another desire financial security and many of us dream of attaining financial freedom. Robert Kiyosaki’s Rich Dad, Poor Dad’s Cash-flow Quadrant book and board game teach the principals of income, assets and cash flow. Understanding the different methods by which income or money is generated and how it is utilized is essentially what Cash-flow Quadrant is about.

1. Learn about the concept of the 4 individuals.

The basic premise of the Rich Dad, Poor Dad series of books is that the business world is made up of largely 4 types of individuals:

Employee (E) – has a job.
Self-Employed (S) – owns a job.
Business Owner (B) – owns a business system.
Investor (I) – makes money work for them.


2. Identify where you are now. 

Identifying where you are in this Cash-flow Quadrant can be done by looking at where most of your income comes from. What affects which quadrant we decide to generate our income from is due to internal differences in our core values, interests, outlook, life stage etc.

Rich Dad Poor Dad (Free PDF File Download)

Robert T. Kiyosaki What The Rich Teach Their Kids About Money – That The Poor And Middle Class Do Not! “Rich Dad Poor Dad is a starting point for anyone looking to gain control of their financial future.” ~ USA TODAY

Rich Dad Poor Dad is a book by Robert Kiyosaki. It advocates financial independence and building wealth through investing, real estate investing, starting and owning businesses, as well as increasing one's financial intelligence. Rich Dad Poor Dad is written in the style of a set of parables, ostensibly based on Kiyosaki's life.[1] Kiyosaki stresses the ownership of high value assets that produces cash flow, rather than being an employee in the book.



Summary

The book is largely based on Kiyosaki's upbringing and education in Hawaii. It highlights the different attitudes to money, work and life of two men (i.e. his titular "rich dad" and "poor dad"), and how they in turn influenced key decisions in Kiyosaki's life.

Among some of the book's topics are:

Robert Kiyosaki's personal story
The difference between assets and liabilities
What the rich teach their kids about money that the poor and middle class do not
The idea that your primary residence is not an asset, but a liability
The value of financial intelligence and financial literacy
The importance of investing and entrepreneurship
Kiyosaki advocated his former mentor and American futurist, Dr. Buckminster Fuller's views on wealth, that wealth is measured by the number of days the income from your assets can sustain you, and financial independence is achieved when your monthly income from assets exceeds your monthly expenses.

Full Story Download Here! Enjoy Reading.

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The "HOW" is more important than the "What"

Isa ito sa napakahalagang bagay lalo na sa network marketing kung “PAANO” mo ibebenta ang product mo kesa sa “ANO” yang binibenta mo. Importante sa Company ang may product at compensation plan, pero dapat alam din natin kung “PAANO” ibebenta para mapansin at tangkilikin ng tao at sila ang magkusang magtanong kung “ANO” yang binebenta mo.

“The HOW is more important than the What”

“HOW you market or sell your product/business (Your Marketing

Strategy) is far more important than what you are actually selling.“
“Can you personally make a better hamburger than McDonald’s?”So far 100% of the people I have talked with have talked with about their new idea have said “yes”. They can all prepare, cook, and serve a better
quality hamburger than McDonald’s.At this point , I ask them the next question: “Can you personally build a better business system than McDonald’s?

Some people see the difference immediately, and some do not. And I would say the difference is whether the person is fixated on the left side of the Quadrant, which is focused on the idea of the better burger,
or on the right side of the quadrant, which is focused on the system of business.I do my best to explain that there are a lot of entrepreneurs out there offering far superior products or services than are offered by the mega-rich multinational corporations, just as there are billions of people who can make a better burger than McDonald’s BUT only McDonald’s has the system that has served billions of burgers. ~Robert Kiyosaki – Cashflow Quadrant”

Feel  free to leave a comments or message below. 

Thank you friends and Partner for dropping by,

~ Lic Manta

Linear Income and Residual Income

Ano nga ba ang pagkakaiba ng Linear Income sa Residual Income or yung tinatawag nilang Passive Income.

Sa aking pagbabasa at sa mga example na nakuha ko sa ibat-ibang opinyon ng tao at ng mga beteranong negosyante, entrepreneurs, network marketers, ito ang ilan sa mga nakalap ko na impormasyon:


Linear Income:
- fixed o buwanang sahod na pinirmahan mong kontrata sa isang kompanya. Kung 2 years ka naka-kontrata sa kompanya, yun lang ang sasahurin mo kada buwan ayon sa inyong napagusapan. Maaring madagdagan ang sahod mo kung doble effort ka para ikaw ay mapromote or doble/dagdag oras ka sa trabaho para mabayaran effort mo as overtime pay. Meron din kompanya na kapag hindi ka pumasok wala ka din bayad (no work/no pay). Ito ang tinatawag na “Rat Race”.


At isa pang halimbawa ng "Linear Income" ay:

Self-Employed tulad ng Doktor o Abogado, Teacher and other Professionals.
- kapag wala pasyente o kliyente wala din kita, kapag nagkasakit hindi din makakapag-trabaho so paano ka kikita.

Residual Income:
- Ito yung kinikita mo mula sa mga investment mo na hindi na ikaw mismo ang ngtratrabaho para sa pera mo, kundi yung perang invest mo ang nagtratrabaho para sayo.


Isang halimbawa nito ay tulad ang mga kilalang mayayaman at malalaking negosyante sa Pilipinas , mga Stock Holder or Shareholder na individuals, mga may-ari ng Real Estate, Telecommunication Company... etc...

Naginvest sila ng mga establishments, naghire ng mga tao para magtrabaho sa kanila, so kahit hindi sila nagtratrabaho, tuloy tuloy pa din ang pasok ng pera sa kanila kahit sila ay natutulog o nagbabaksyon kasama ng pamilya nila.

Isa pang halimbawa nito ay ang Network Marketing or Online Business. Mga Networking Investors na nagpro-promote ng services and products online na gumagamit ng internet to sell their products. Sila yung mga Online Auction and Online Shopping website Tulad ng kilalang Amazon, E-bay, Sulit/OLX at Ayosdito (Buy & Sell websites). 

How to get you out of the Rat Race

The Rat Race – Do you REALLY want to escape? Watch the Video

Wikipedia says,

The rat race is an endless, self-defeating, or pointless pursuit. It conjures up the image of the futile efforts of a lab rat trying to escape while running around a maze or in a wheel. In an analogy to the modern city, many rats in a single maze expend a lot of effort running around, but ultimately achieve nothing (meaningful) either collectively or individually.

The rat race is often used in reference to work, particularly excessive or competitive work; in general terms, if one works too much, one is in the rat race. This terminology contains implications that many people see work as a seemingly endless pursuit with little reward or purpose.

The increased image of work as a “rat race” in modern times has led many to question their own attitudes to work and seek a better alternative; a more harmonious Work Life Balance. Many believe that long work hours, unpaid overtime stressful jobs time spent commuting, less time for family life and/or friends life, has led to a generally unhappier workforce/population unable to enjoy the benefits of increased economic prosperity and a higher standard of living.

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The History of Network Marketing or MLM

Network marketing (also known as multi level marketing) today is a 170 Billion pound industry. With over 90 Million people involved and tens of thousands more getting involved each year this type of business is quickly becoming the place to work.
So what exactly is network marketing and how long has it been around for?

Whats the difference between direct selling and network marketing? Is this also different from pyramid selling and pyramid schemes?

It can be a little confusing when first learning about this lucrative industry. In this post I am going to show you
exactly what this business modal is and how it originally got started. You will also learn the difference between the different types of terminology that you may have heard of.
The History of Network Marketing

Back in the 1930′ there was a man by the name of Carl Rehnborg. Whilst in China in between 1917 and 1927 he was first introduced to the benefits of using supplements in your diet and the additional health benefit that it gives people.

How to differentiate a legitimate direct selling company from pyramiding using the 8-point Test

How to differentiate a legitimate direct selling company from pyramiding using the 8-point Test

1. Is there a product?

2. Are commissions paid on sale of products and not on registration/entry fees?

3. Is the intent to sell a product not a position?

4. Is there no direct correlation between the number of recruits and compensation?

5. If recruitment were to be stopped today, will the participants still make money?

6. Is there a reasonable product return policy?

7. Do products have fair market value?

8. Is there a compelling reason to buy?

If the answer to all the questions is YES, then the company being evaluated is a legitimate company. But if the answer is NO, then there is a high probability that it is a pyramid scam.
Hope this article may help you to find your right Company.



Source:Direct Selling Association of the Philippines
http://www.dsap.ph/